Click the link below to view an example of a Spending Tracker Worksheet.  You may use this worksheet or whatever spending tracker tool you have found that works for you.

Spending Tracker Worksheet

Where is your money going?  Are you spending it on the things that are really important to you?

If you are not sure where your money is going, track everything you spend for a few days to see where you spend money and how much you spend.

Here are some questions to ask yourself:

1. How important is what I am spending money for right now?
2. Is this the best use of my money right now?
3. Do I really need this?
4. Do I need this or do I want to save this money for something that is more important?

Priorities are the things that come first.  Are you using your money for you most important priorities?